Zonca International™

Financial Services Worldwide

This is the business website of Alberto Zonca.

There are useful resources for financial services, especially related to the securitization market.

I am currently working with
PF2 Securities Evaluations on a reporting and due diligence form for investors in credit cards ABS. More details are on the separate page.

Please see my full business profile on
LinkedIn.

Contact me at
Alberto@iZonca.com


"We are continually faced by great opportunities brilliantly disguised as insoluble problems."
-- Lee Iacocca, American industrialist


"Luck is what happens when preparation meets opportunity."
--Seneca, Roman philosopher


These are four areas I am focusing my job search or, alternatively, I would provide related consulting services.

  1. Origination and portfolio management of securitized products, with my extensive experience in the industry.
  2. Risk management for structured finance, bringing in-depth knowledge of deals structures, legal documentation and performance analysis.
  3. Securitization Specialist with investment firms, providing thorough analysis for investment opportunities in Asset Backed Securities (ABS).
  4. Securitization Specialist with issuers of ABS, evaluating funding options, working with bankers, rating agencies, investors and legal counsels.

Current positions:

Independent Financial Advisor
H.D. Vest Financial Services
a non-bank subsidiary of Wells Fargo & Company


President of the Board of Directors
Swiss Benevolent Society of New York

a non-for-profit charitable organization

Past positions:

Securitization Officer
Credit Suisse, New York (USA)

1992 - 2006

Credit Officer
Credit Suisse, Zurich (Switzerland)
1985 - 1991

Trader
Credit Suisse, Chiasso (Switzerland)
1982 - 1984


Over 20 years of domestic and international experience in structured finance and risk management with special expertise in securitized products. In-depth knowledge of various asset classes.

  • Skilled financier with excellent abilities in deal structuring, negotiation, execution and syndication; meet client needs while minimizing credit risk exposure.
  • Astute risk manager with ability to effectively mitigate risk with in-depth analysis and meticulous deal structure.
  • Outstanding relationship manager, advising clients and winning business, including cross-border deals.
  • Adept portfolio manager fully knowledgeable about performance, proactive to mitigate risk.
  • Perceptive analyst with detailed attention to qualitative and quantitative characteristics.

At Credit Suisse, Mr. Zonca was instrumental in driving significant transactions, including:

  • Credit card conduit securitization specialist managing relationships with all major originators. 
  • Some of the transactions were originators’ first deals.
  • Supervised four transactions for originators that filed for bankruptcy or receivership, without any loss.
  • Two transactions related to portfolio acquisitions.
  • Five credit enhancement transactions related to UK securitizations.
  • Two conduit deals financing consumer loans.
  • Two warehouse deals secured by Mexican mortgages and construction loans, one of which was the first Pesos denominated credit facility. 
  • Reviewed an Italian healthcare transaction jointly with London team.
  • Additional asset classes included insurance premiums, home equity loans, auto loans, time share receivables and manufactured housing loans. 
  • Scrutinized in excess of fifty transactions every year. 
  • Completed transactions with $4 billion total combined commitments over the last four years.
  • Administered transactions with total combined commitments in excess of $5 billion, generating annual revenues in excess of $10 million.

My Specialties:

Languages:
Fluent knowledge of Italian (native language), English, French and German, with good understanding of Spanish.

Certifications: FINRA Series 7 and Series 63


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